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EA Consultation Services Corp.
Empowering Your
Financial Future
With over 50 years of collective expertise in credit, finance, real estate, and business strategy — we deliver the knowledge, support, and personalized attention you deserve.
What We Offer
Comprehensive Financial Services
Financial Planning & Performance
Budgeting, forecasting, cash-flow planning, KPI development, and ongoing financial oversight for business owners.
Personal & Business Credit Analysis
Credit profile strengthening, business credit setup, debt restructuring, and long-term credit strategy planning.
Coaching, Education & Accountability
One-on-one business coaching, financial strategy workshops, and accountability frameworks for sustained growth.
Business Strategy & Advisory
Business assessments, strategic planning, growth strategies, startup structuring, and executive advisory support.
Commercial Lending
Capital funding assistance, unsecured lines of credit, term loans, and bridge loans to fuel your growth.
Real Estate Financing
Customized real estate financing solutions for acquisition, refinancing, and equipment financing for your business.
Meet Your Advisor
A Partner in Your
Financial Journey
"I believe in the power of positivity, the strength of partnerships, and the importance of achieving key milestones."
I'm Erik Arroyo, founder of EA Consultation Services Corp. With over 30 years in the banking sector focused on credit and finance, my mission is to guide you toward your personal and professional goals — whether you're buying your first home, building a real estate portfolio, or scaling your business.
- Personalized strategies tailored to your unique goals
- Deep expertise across credit, finance, and real estate
- Partnership-driven — your goals become our missions
- Proven track record with businesses and individuals
Why Clients Choose EA Consultation Services
"Armed with over 50 years of collective expertise across credit, finance, real estate, and administrative organization."
"At EA Consultation Services, we believe in partnership. Your goals become our missions, and your dreams — our blueprints for action."
"Together, we'll transform your business and financial visions into thriving, tangible achievements. Let's make success your reality."
Client Success Stories
Real People. Real Results.
Every client comes with a unique story and a unique set of goals. Here's what some of them have achieved working with EA Consultation Services Corp.
"Erik completely transformed how I understood my business finances. Within eight months my credit score jumped over 140 points and I secured a commercial line of credit I never thought possible. His guidance was clear, patient, and genuinely life-changing."
Marcus T.
Small Business Owner, Brooklyn NY
"I came to Erik feeling overwhelmed and unsure where to start. He walked me through every step — from cleaning up my credit to understanding mortgage options. Six months later I closed on my first home. I could not have done it without him."
Diane R.
First-Time Homebuyer, Queens NY
"Our restaurant was struggling with cash flow and we had been turned down by two banks. Erik restructured our financials, helped us build a compelling loan package, and we secured $250,000 in commercial financing. He is the real deal."
James & Sofia L.
Restaurant Owners, Manhattan NY
"I had no idea how to separate my personal and business finances. Erik set up my business credit profile from the ground up, coached me on financial strategy, and now my consulting practice has a solid financial foundation I am proud of."
Priya M.
Independent Consultant, New Jersey
"Erik's knowledge of real estate financing is unmatched. He helped me structure deals I thought were out of reach and coached me through the entire process. I have closed three investment properties in the past year thanks to his expertise."
Robert C.
Real Estate Investor, Bronx NY
"EA Consultation Services helped our nonprofit get its financial house in order. Erik developed a debt reduction strategy that cut our obligations by 60% and put us on a path to long-term sustainability. His commitment to our mission was evident from day one."
Angela W.
Nonprofit Director, Harlem NY
Names and identifying details have been changed to protect client privacy. Results reflect individual experiences and may vary.
Let's Get Started
Your Goals Become
Our Missions
Your dreams are our blueprints for action. Together, we'll transform your business and financial visions into thriving, tangible achievements. Let's join forces and make success your reality.
Ready to Take the First Step?
Schedule a personalized consultation with Erik today. We'll review your goals, assess your current position, and map out a clear path forward.
- No-obligation initial consultation
- Personalized strategy tailored to you
- Expert guidance from day one